Features And Value To The Employer

Annual or One-Time Open Enrollment

• BPM gathers
  • Benefit Plan Features
  • Employee Contribution schedules
  • Complete employee demographics
• BPM builds the employee enrollment homepage to include
  • Plan choices and cost
  • Special employee communications
  • Side-by-Side plan comparison including cost
• BPM Ships
  • Enrollment files to the carriers
  • Employee payroll deduction file to payroll
  • Confirmation email to the employee
• BPM Presents benefit options
  • Web Only
  • On location face-to-face
  • Employees who are not “computer confident” can contact BPM directly for personal assistance

Continuous Enrollment

Every service of the Annual or One-Time Open Enrollment plus:

• BPM supports both Passive and Mandatory Enrollment platforms
• New Hire, Open Enrollment and Change of Life Event enrollments are completed through the BPM Employee Homepage.
• New hires automatically receive a customizable Welcome email with up to 3 follow-up reminder emails to elect benefits
• Passive Enrollment Announcement Emails include fully completed enrollment including cost
• Receipts for benefit enrollments and changes including payroll deductions are emailed directly to the participant
• Carrier and payroll EDI continue all year

Continuous Enrollment Data Connection Options

• BPM Carrier Connections
  • BPM will automate the employee enrollment directly to the carrier/vendor through regularly scheduled data feeds (EDI)
• BPM Payroll Integration
  • BPM will connect directly to your payroll vendor for the exchange of employee demographics and payroll deduction changes
• Single Sign-On
  • FSA/HRA/HSA/Transit administrator
  • Client Intranet
  • Payroll vendor (when API connections are made)
  • PEO

COBRA

Requires Continuous Enrollment

• Notification
  • Initial
  • Open Enrollment
• Billing
  • Coupons sent to participant for remitting payments
• Collection
  • Monthly premiums are remitted to BPM
  • Re-enrollment is processed at the carrier
  • Untimely or non-remittance of premium results in termination of benefits
• BPM tracks retroactive enrollments and retroactive terminations to confirm carrier invoices
• Carrier premiums
  • BPM remits premium collection to client with detailed report

Monthly Billing Reconciliation, Production and Allocation

Requires COBRA

• Reconciliation to find billing discrepancies
• BPM audits every carrier list bill
• Carrier invoices are uploaded into BPM
• Differences between the carrier invoice and BPM enrollment are reported to the client
• Production of monthly self-bill
• Consolidated billing across all carriers
• Invoices and Self-Bills are allocated to the company GL codes

Monthly Billing Consolidation

• BPM aggregates monthly carrier invoices for a single invoice to the client
• BPM receives the single payment from the client and pays the carriers directly

Yearly Reporting

• PCORI
  • For Self-funded and plans with HRA funding
  • Calculations for completion of form 520 due by July 31st
• PPACA Report for W2
• Imputed Income for Group Term Life Insurance in excess of $50,000
• Domestic Partner Taxable Premium
• Form 5500 enrollment data

ACA

• The BPM ACA Data Manager continuously tracks LNAP, Offer, Enrollment and Measurement Periods
• Production and e-filing of forms 1095-C and 1094-C
• Measurement Period Tracking includes automatic Offer Notices as well as Termination Notices (COBRA)

BPM Concierge - Expanded Services

• BPM administration team assigned
• Weekly payroll data review and upload
• Payroll Deduction Audit
• Exceptions guidance
• LOA confirmations
• Collection of dependent missing social security numbers
• Custom Open Enrollment initiation, employee communications, reporting and carrier enrollment
• New Hire and Open Enrollment “Yet to Enroll” employees contacted by BPM
• A broadcast email system (BPMail Directory) is available to the client and/or broker/consultant to communicate information to affected groups of employees or the entire company
• Individual employees can access the “Contact Administrator” function on their Homepage to make inquiries and comments in real time directly to the BPM team

HR Portal

The HR department has instant access to all the data in BPM

• Employee
  • Personal/Dependent Demographics
  • Payroll
  • Job related
  • Benefit election/enrollment
  • Historical demographics and enrollment
• Benefit Plans
  • Feature Details
  • Eligibility Requirements
  • Premiums
  • Employee Contributions
• Networks
  • Specific Network Identifier
  • Contact Information
  • Web address
  • Temporary ID Cards
• Communications
  • BPMail broadcast email system
  • Secure data upload
  • Company forms and links
  • New hire email system
• Adhoc/Custom Reports
  • Enrollment Roster
  • Beneficiary Designation
  • EOI Status
  • New Hire Yet to Enroll
  • Open Enrollment Yet to Enroll
  • Historical Activity and Employee Data
  • Enrollment Changes
  • Year to Date Activity
  • As requested
• Reports Delivery Options
  • SFTP
  • ShareFile
  • BPM Secure Portal